Home Insurance
A home is so much more than four walls and a roof. In the event of a claim, you want to know you’ll be back up and running as quickly as possible. For that to happen, you need the right insurance. And more importantly, the right insurer.
We know our insurers, and are always up-to-date with constant changes in the industry. We make sure the policy fits within your budget and most importantly, we are with you in the event of a claim—to guide you through the process, and to offer the support of the brokerage as needed.
Homeowners
Detached home insurance is more than a premium paid every year. It’s peace of mind knowing your assets and valuables are properly protected.
At Godoy & Ververgaert, we make sure you have the right insurance to cover your home and its contents. We offer clear explanations and advice on all coverage options.
Condominium
As a unit owner, your needs are distinct. Your own policy needs to compliment the coverage provided by the building policy—and provide coverage for items not adequately covered by that policy.
That may include loss assessment coverage, unit contingency coverage, or unit improvements & betterments. Call or visit a Godoy & Ververgaert office to discuss the coverages you need.
Tenant
Tenant insurance is often a first step for many of our clients.
We are ready to explain the coverages, how they affect you, and what your best options are. And we write policies to suit all needs, from first-time insured, to insured with years of previous insurance history, to seniors in assisted living residences.
Seasonal Property
Your cabin is your escape. It’s not supposed to be a cause for headaches.
We have insurers that specialize in seasonal insurance. Our brokers understand cabins and our insurers understand what they are covering.
We do semi-protected or unprotected areas, island properties, primary woodstove heat, homes on generators and septic tanks, and more.
Rental Property
We offer broad coverages for landlords at competitive prices, including package prices & discounts when bundling coverage with your home.
Unlike many other brokers, we have multiple markets that offer Guaranteed Replacement Cost (GRC) on your rental house—similar coverage to what you expect on your own home. You won’t have to worry about being caught short because your property is underinsured.
Our rental condominium packages can include broad limits for strata Loss Assessments, Unit Improvements and rental income. This saves you from hefty out-of-pocket expenses after a claim. We can also tailor specific limits to your unit, creating just the right amount of coverage.